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Consumers

Helping You Live a
Longer, Healthier Life

For more than 50 years, AmeriLife has helped people prepare for some of life's most important moments — from marriage to welcoming children (and grandchildren) to retirement and legacy planning.

We don't just offer life and health insurance, annuities and retirement planning solutions — we deliver peace of mind and the opportunity to secure your legacy and the future of your loved ones. When you connect with AmeriLife, you gain a partner that will listen to you, help you explore your options, and create a plan to meet your current and future needs, no matter the life you dare to imagine.

AmeriLife consumers - family and financial wellness
Customers today shouldn't simply be sold to. We believe that it's our mission to be honest and trusted advisors to our clients; to educate them, be a resource for them, and an advocate for their unique needs.

Mike Vietri

Executive Vice President, Distribution

Products with Your Total Financial Wellness In Mind

AmeriLife offers a wealth of financial solutions from leading carriers to fit every budget. Solutions are customized for your needs and easy to obtain — from application to policy issue to leveraging their benefits when you need them most.

Medicare

Medicare Advantage Plans

Medicare Advantage Plans, also known as Part C or "MA" plans, are typically HMOs that provide more robust coverage — including services outside of traditional service areas — that traditional Medicare doesn't cover.

Medicare Supplement Plans

Commonly referred to as "Medigap" plans, Medicare Supplement Plans help pay for Medicare Part A or Part B expenses not covered by traditional Medicare.

Medicare Part D Prescription Drug Plans

Part D is Medicare drug coverage that helps cover the costs of prescription drugs, and in some cases, lower or protect against higher costs.

Annuities

Fixed Indexed Annuities

Fixed indexed annuities are fixed annuities that are typically tied to a stock market index and guarantee fixed payments over time.

Deferred Annuities

Deferred annuities, which are typically purchased to supplement retirement income, offer tax-advantaged growth and savings with the ability to receive income payments guaranteed for life, if desired.

Life Insurance

Whole Life Insurance

Commonly referred to as ordinary life insurance, whole life insurance accrues cash value tax-deferred while it grows. Unlike term life insurance, whole life insurance does not have an expiration date.

Term Life Insurance

The most affordable form of life insurance, term life insurance provides coverage for a specific period of time. Unlike whole life insurance, term life insurance does not build cash value or pay a death benefit once the policy term has expired.

Indexed Universal Life Insurance

Indexed Universal Life Insurance has both whole life and savings elements. It is intended to ease the financial burden on families by serving as a financial safety net.

Voluntary Health Insurance

Major Medical Coverage

Traditional health insurance plans for individuals and families, with or without a workplace or group insurance option.

Dental Coverage

Coverage for annual exams and cleanings, with options to include additional coverage for services such as orthodontics.

Vision Coverage

Coverage for annual exams, prescription glasses and contacts, cataract surgery, and discounts on services such as LASIK vision correction.

Hearing Coverage

Coverage for exams, evaluations and treatments for hearing loss; some plans may offer coverage for hearing aid solutions.

Hospital Indemnity Coverage

Coverage for select costs incurred during a hospital stay or following an accident typically not covered by traditional health insurance.

Critical Illness Coverage

Critical illness coverage supplements a traditional health insurance plan by paying a lump sum benefit in the event of a covered illness. It may also cover clinical trials, transportation expenses, mortgage or rent payments, and other unexpected costs.

Cancer Coverage

Coverage for select costs associated with cancer care not typically covered by traditional health insurance.

Care Coverage

Short-Term Care Coverage

Short-term care coverage typically covers home care, assisted living, and nursing home care for up to 12 months.

Long-Term Care Coverage

Similar to short-term care, long-term care or LTC provides a broad and longer range of care for daily living, and often pays for services not covered by Medicare or traditional health insurance.

Connect with an Agent

Ready to explore your options and get on the path to a healthier and more financially secure future? Contact us today and a licensed agent will be in touch to help you get started.

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